If you have MetLife dental insurance, you should consider yourself fortunate. Whether you purchased your coverage on your own or have it through your employer, your policy is a valuable asset. Not only can it help you to enjoy low-cost preventive care, but it is also there to assist you for those times when your smile needs a little restorative TLC. How can you get the most out of your plan? As a MetLife dentist in Fairfax, our team is ready to help you understand and maximize your benefits.
MetLife offers a range of dental insurance products, including both PPO and HMO plans. Whereas HMO plans limit which practices you can visit for care, a PPO plan allows you to go to any dentist without seeking prior permission.
Typically, the coverage provided by PPO plans looks something like this:
Keep in mind as well that coverage rates can vary depending on whether you visit an in-network or out of network dentist. At in-network practices, coverage rates tend to be higher and fees tend to be lower, meaning that you can expect the greatest possible savings.
Additionally, when you use your MetLife dental insurance in Fairfax in our office, you can expect us to offer expert guidance on how you can reap the greatest possible advantages from your policy. For example, we may be able to schedule major treatments across multiple appointments between calendar years. This may enable you to leverage two annual maximums rather than one. (An annual maximum is the greatest dollar amount that MetLife will pay out for approved services within a calendar year.)
Meena joined our team back in 2011, and we don’t know what we would do without her. As our patient coordinator, it is her job to greet patients, welcome them into our office, and assist them with any forms or paperwork they must fill out. She is also the team member who takes the lead in dealing with insurance. She will be pleased to assist you in verifying your coverage, understanding how your policy applies to various services, and filing your claims.
To learn more about how Meena and our team can help you maximize your MetLife benefits, contact MJM Family & Cosmetic Dentistry today.